CasavriaThe contract-to-close timeline, step by step
From accepted offer to keys in hand typically takes several weeks. Each step has a date, and missing one can cost your client money or sink the deal. This is a general overview. Your contract and local practice control.
The usual steps
- Contract signed: day zero for most deadlines.
- Earnest money: usually delivered within a few days.
- Inspection: a window to inspect, and to request repairs or credits.
- Appraisal: the lender orders it; value must support the loan.
- Financing: underwriting, conditions and loan approval.
- Title and insurance: title search, commitment and homeowners insurance.
- Final walkthrough: usually within a day or two of closing.
- Closing: signing, funding and recording.
Why deadlines slip
- Everyone assumes someone else is tracking the date.
- The contract date differs from the date clients think it is.
- Lender conditions arrive late.
A simple habit
The day the contract is signed, put every date on a checklist with the client’s name attached, and review it weekly. Try our timeline calculator for a quick starting point.
Let it come to you
Casavria turns a contract date and closing date into this checklist and shows what is due this week on Today. Learn more.
Always verify
State contracts define deadlines differently (calendar vs business days, time of day). Verify with your contract and broker.
Questions
How long does it take to close on a house?
Many financed purchases close in roughly 30 to 45 days after the contract, but cash deals can be faster and complex deals slower.
General information only, not legal, tax or financial advice.